{"product_id":"the-home-buyers-field-manual-what-your-realtor-wont-tell-you-free-download","title":"The Home Buyer's Field Manual: What Your Realtor Won't Tell You (Free Download)","description":"\u003cp\u003eThe home-buying process has a lot of people in it — realtors, lenders, title companies, inspectors, sellers. Every one of them has their own interests at the table. Your job is to show up prepared. This guide exists because most people don't.\u003c\/p\u003e\n\n\u003cp\u003e\u003cstrong\u003eBuilt from real experience. Not theory.\u003c\/strong\u003e\u003c\/p\u003e\n\n\u003cp\u003eWe've used a VA loan. We've dealt with property tax surprises at the closing table. We've shown up with what the lender told us to bring and been told we needed more. We closed on a home in February and spent the first week with space heaters because the gas company couldn't send anyone out. Every situation in this guide has a fix. The fix was information that should have been available before we needed it, not after.\u003c\/p\u003e\n\n\u003ch3\u003eWhat's Inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003eThe correct order to approach the process — and why most people start in the wrong place\u003c\/li\u003e\n\u003cli\u003eHow to know your actual budget before a lender tells you what they'll approve\u003c\/li\u003e\n\u003cli\u003eMilitary lenders vs. local lenders — the loyalty tax applied at the mortgage level\u003c\/li\u003e\n\u003cli\u003eWhat to look for when evaluating a neighborhood, including evening drive-throughs before you commit\u003c\/li\u003e\n\u003cli\u003eHow to attend an inspection and what questions to actually ask\u003c\/li\u003e\n\u003cli\u003eOffer strategy and negotiation — why your walk-away point must be set before the pressure starts\u003c\/li\u003e\n\u003cli\u003eEscrow explained — what it is, why your payment changes, and what to check every year\u003c\/li\u003e\n\u003cli\u003eThe New Construction Tax Trap that blindsides buyers at the closing table\u003c\/li\u003e\n\u003cli\u003eClosing day prep, document storage, insurance, and what to do in the first 30 days\u003c\/li\u003e\n\u003cli\u003eFull Veteran Addendum: VA loans, funding fees, the VA appraisal, and property tax exemptions\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003eIncludes a property comparison worksheet, emergency contacts page, and notes lines throughout so you can actually use it, not just read it once.\u003c\/p\u003e\n\n\u003ch3\u003eFor Veterans and Active Duty\u003c\/h3\u003e\n\u003cp\u003eThe VA loan is one of the most significant financial benefits available to those who served. It is also one of the most misunderstood — including by many real estate agents. The Veteran Addendum covers VA loan benefits, current funding fee rates, the VA appraisal process, and property tax exemptions. Built by an Iraq War veteran and his wife, both rated 100% permanent and total, who have navigated the VA system themselves.\u003c\/p\u003e\n\n\u003ch3\u003eWant to Go Deeper?\u003c\/h3\u003e\n\u003cp\u003eThe full paid edition — which decodes the Closing Disclosure line by line, walks through the New Construction Tax Trap in full detail, and shows you how to read and dispute your annual escrow analysis — is \u003cstrong\u003ecoming soon\u003c\/strong\u003e.\u003c\/p\u003e\n\n\u003chr\u003e\n\u003ch3\u003eOther Free Resources from Alpha VI Battalion\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003ca href=\"https:\/\/alphavibattalion.store\/products\/military-transition-logbook\"\u003eThe Military Transition Logbook\u003c\/a\u003e — free fillable logbook for separating and retiring service members\u003c\/li\u003e\n\u003cli\u003e\n\u003ca href=\"https:\/\/alphavibattalion.store\/products\/va-disability-claim-logbook-c-p-journal-system\"\u003eVA Disability Claim Logbook\u003c\/a\u003e — document symptoms, prepare for C\u0026amp;P exams, protect your claim\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003cp\u003e\u003cem\u003eThis is a free digital download. No shipping. Instant access after checkout.\u003c\/em\u003e\u003c\/p\u003e","brand":"Alpha VI Battalion","offers":[{"title":"Default","offer_id":52394300997917,"sku":"DP-HBM-FREE","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0829\/3803\/6509\/files\/HomeBuyersFieldManual.png?v=1784925325","url":"https:\/\/alphavibattalion.store\/products\/the-home-buyers-field-manual-what-your-realtor-wont-tell-you-free-download","provider":"Alpha VI Battalion","version":"1.0","type":"link"}